newsletter
Sign up below to be added to our mailing list for the latest news updates, access to exclusive contests, and more!

From dissecting the latest financial news to offering personalized responses to listener questions, the goal of Money Matters is to keep you informed and empowered. Wes Moss is often joined by team members Jeff Lloyd and Connor Miller with a mission to provide clear, actionable guidance without the financial jargon and help one million families retire sooner and happier.

Wes Moss is the Managing Partner in Capital Investment Advisors (CIA), a fee-only investment firm with over $7 billion in assets under management (as of June 2025). Also serving as Chief Investment Strategist, he leads a team of financial advisors who share a zeal for helping families find happiness in retirement.
Wes is a firm believer in income investing as a means to build and manage retirement savings. He and his team at Capital Investment Advisors help individuals and families invest in assets that make regular cash payments in the form of dividends, interest, and distributions. During the investor’s wealth-building years that income stream is reinvested in the portfolio to help contribute to its growth. In retirement, those payments can be directed into the investor’s bank account as a “paycheck” to help meet monthly expenses.
A fervent financial evangelist, Wes utilizes media platforms to teach readers, listeners, and viewers how they can retire on their own terms. He bases much of his retirement planning philosophy on years of extensive research studying and surveying the financial and lifestyle habits of happy retirees, all of which can be found in his two books: What The Happiest Retirees Know and You Can Retire Sooner Than You Think. He is the host of Money Matters, and the host/creator of the nationally recognized Retire Sooner Podcast as well as a frequent resource for news outlets across the country.
Before joining CIA, Wes worked for UBS Financial Services in its Atlanta office. He holds a degree in economics from the University of North Carolina, Chapel Hill. He lives in Atlanta with his wife and their four boys. His core pursuits are golfing and coaching his boys’ lacrosse teams.
Connect with the Retire Sooner Team at Capital Investment Advisors on social media:
LinkedIn Instagram Facebook Group

Wes Moss, Chief Investment Strategist at Capital Investment Advisors (CIA) hosts Money Matters, the country’s longest running live call-in, investment and personal finance radio show.
Navigate today’s market headlines and retirement questions with a clear, long-term lens in this episode of the Money Matters Radio Show. Wes Moss, Connor Miller, and Christa DiBiase bring real-world context, not predictions, to the stories driving investor conversations right now. See how geopolitical developments and Middle East ceasefire talks may be influencing market behavior alongside a stock rally and ongoing sector volatility, including energy. Understand how wage growth, inflation, personal consumption expenditures, and dividend-growth stocks have historically shaped long-term outcomes. Explore why many Americans feeling financially behind may gravitate toward speculative assets, and how investor behavior may impact results. Compare strategies for pension lump sums, RSUs (Restricted Stock Units), and retirement income planning while weighing dividend investing, stock-to-cash allocation for retirees, and the trade-offs between mortgage payoff and investing after a home sale. Listen to the Money Matters Radio Show on WSB Radio for more educational context to help inform your financial decisions.
This week on Money Matters, Wes Moss and Jeff Lloyd welcome Easter and reflect back on last year when people were foregoing dying Easter Eggs since eggs had hit a more than $6.00 a dozen! Thankfully eggflation has decreased, but investors continue to live in world where we have to be comfortable with uncertainty. Listen along as Wes and Jeff examine how shifting oil markets amid global conflict may reflect broader inflation trends. Recognize the challenges of market timing through historic single-day rebounds. Compare lump sum versus pension decisions while assessing the risk of overspending a portfolio and the role dividends have historically played in total return. Later, listen as Wes and Mallory Boggs explore the Year Zero savings strategy and proposed “Trump accounts” as frameworks for early, tax-advantaged, multigenerational saving. Contrast the Retire Sooner approach with the FIRE movement and evaluate when Roth conversions may or may not make sense. Review portfolio construction considerations, including international income, target-date funds, and efficient frontier positioning, to help frame long-term decision-making. Listen to the Money Matters Radio Show on WSB Radio for clear, educational context to help you navigate today’s financial landscape.
Navigate market volatility and retirement planning in this high-impact episode of the Money Matters Radio Show featuring Wes Moss, Connor Miller, and a standout appearance by Clark Howard. Evaluate S&P 500 corrections, rising oil prices, inflation concerns, and Gen X retirement readiness while connecting written retirement plans to financial confidence amid geopolitical uncertainty. Analyze historical pullbacks, midterm election trends, and March Madness viewership alongside labor market data to frame how headlines may intersect with long-term positioning. Examine how Iran-related conflict and oil price spikes may influence everyday costs, travel, and the broader economy. Assess private credit, behavioral finance, global recession signals, and key considerations before exploring alternatives like private equity or annuities, while reinforcing the role of consistency and long-term perspective in investor behavior. Listen to the Money Matters Radio Show on WSB Radio to stay informed on the financial forces helping to shape the future.
news
weather
traffic