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From dissecting the latest financial news to offering personalized responses to listener questions, the goal of Money Matters is to keep you informed and empowered. Wes Moss is often joined by team members Jeff Lloyd and Connor Miller with a mission to provide clear, actionable guidance without the financial jargon and help one million families retire sooner and happier.

Wes Moss is the Managing Partner in Capital Investment Advisors (CIA), a fee-only investment firm with over $7 billion in assets under management (as of June 2025). Also serving as Chief Investment Strategist, he leads a team of financial advisors who share a zeal for helping families find happiness in retirement.
Wes is a firm believer in income investing as a means to build and manage retirement savings. He and his team at Capital Investment Advisors help individuals and families invest in assets that make regular cash payments in the form of dividends, interest, and distributions. During the investor’s wealth-building years that income stream is reinvested in the portfolio to help contribute to its growth. In retirement, those payments can be directed into the investor’s bank account as a “paycheck” to help meet monthly expenses.
A fervent financial evangelist, Wes utilizes media platforms to teach readers, listeners, and viewers how they can retire on their own terms. He bases much of his retirement planning philosophy on years of extensive research studying and surveying the financial and lifestyle habits of happy retirees, all of which can be found in his two books: What The Happiest Retirees Know and You Can Retire Sooner Than You Think. He is the host of Money Matters, and the host/creator of the nationally recognized Retire Sooner Podcast as well as a frequent resource for news outlets across the country.
Before joining CIA, Wes worked for UBS Financial Services in its Atlanta office. He holds a degree in economics from the University of North Carolina, Chapel Hill. He lives in Atlanta with his wife and their four boys. His core pursuits are golfing and coaching his boys’ lacrosse teams.
Connect with the Retire Sooner Team at Capital Investment Advisors on social media:
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Wes Moss, Chief Investment Strategist at Capital Investment Advisors (CIA) hosts Money Matters, the country’s longest running live call-in, investment and personal finance radio show.
Explore what a fast-moving interest rate environment may mean for investors and retirees as Wes Moss and Jeff Lloyd examine the jump in the 10-year Treasury yield above 5%, strong manufacturing and GDP data, and how market expectations for Federal Reserve policy have shifted since the start of 2026. Consider how CPI and PCE inflation readings, mortgage rates back above 7%, and the competition for capital between stocks and bonds may influence markets, and why today's higher yields may create new opportunities for fixed income investors. Unpack how the Treasury, major banks, and the Federal Reserve work together to expand the money supply, and how pandemic-era stimulus contributed to inflation. Then, discover research from Jean Chatzky's new book, The Forever Paycheck, suggesting many retirees may underspend. Explore the psychology of spending income versus assets, and see how the Yield Ladder frames the range of dividend and interest income available today. Review what history shows about stock market performance in the 12 months following midterm elections. Listen to the Money Matters Radio Show on WSB Radio for more educational conversations about interest rates, income investing, and retirement planning.
Explore approaches to wealth building and retirement planning with Wes Moss and Christa DiBiase. Discover the “Everywhere Millionaires” building businesses beyond Silicon Valley, what’s behind the Coast FI movement, and how retirement risk, annuity versus lump-sum payouts, Roth conversions, margin lending, and capital gains may factor into financial decisions. Consider the money questions facing young high earners, self-employed workers, content creators, and parents thinking about their teens’ financial futures. Listen to the Money Matters Radio Show on WSB Radio for an educational conversation about investing, retirement, and financial independence.
Explore what may be influencing the economy with Wes Moss and Connor Miller, from rising oil and diesel prices to Fed interest rates, inflation, and consumer borrowing. Separate AI hype from reality as they examine risks, opportunities, innovation, and security. Then, meet the entrepreneurs building businesses in food, HVAC, gutters, and other traditional industries far removed from the tech startup world. Uncover surprising U.S. wealth trends and see what history shows about stock market performance around midterm elections. Listen to the Money Matters Radio Show on WSB Radio for a fresh, educational look at the economy, markets, AI, entrepreneurship, and investing.
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